What is Estrella Insurance?

Estrella Insurance is a Miami-based insurance broker that sells policies across multiple states.

You can buy auto insurance, home insurance, life insurance, and other insurance products through Estrella. The company is particularly popular among Spanish-language speakers in the United States.

Does Estrella Auto Insurance review Estrella Insurance good for auto insurance? Should you buy car insurance through Estrella? Find out everything you need to know about Estrella Insurance and what makes it unique today in our review.

About Estrella Insurance

For the last 40 years, Estrella Insurance has been a leader in the insurance industry. With more than 175 locations in Florida, California, Arizona, Texas, and Colorado, we are dedicated to the continued success of our franchisees.

Franchise owners are assisted with every step before opening, as well as with continual support from our management staff to maximize the income potential.

Estrella Insurance is not technically an insurance company: they are an insurance broker. They partner with 30 plus insurance companies in Florida, Arizona, California, and Texas, helping policyholders find the right insurance for their needs.

The company’s goal is to save you time and money while shopping for insurance.

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Products and Services of Estrella Insurance

Estrella Insurance makes it easy to buy all types of insurance for your unique needs. You can buy all of the following types of policies through Estrella Insurance:

Auto Insurance:

Estrella Insurance offers auto insurance throughout its covered states. When you request a quote through an Estrella Insurance agent, you receive multiple quotes from multiple insurers, making it easy to choose the right policy for you.

Commercial Insurance:

Estrella Insurance offers commercial insurance, including commercial auto insurance and other types of business insurance.

The company specializes in insuring contractors, for-hire transportation services, towing services, restaurant delivery services, and other types of businesses.

Homeowners Insurance:

You can buy home insurance through Estrella Insurance to cover your home, condo, or mobile home. The company also sells landlord insurance and renters insurance to protect your personal property.

Business Insurance:

Estrella Insurance offers business insurance like workers compensation insurance, general liability insurance, and other business owners’ policies.

You can bundle multiple business insurance policies together to save money.

Health and Life Insurance:

Estrella Insurance offers health and life insurance in participating locations. The company can help you enroll in Obamacare, answer questions about health care in the United States, and provide you with a life insurance quote.

Alternative Vehicle Insurance:

Estrella Insurance offers a range of alternative vehicle insurance policies, including boat insurance, RV insurance, motorcycle insurance, and insurance for other types of vehicles.

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How Does Estrella Insurance Auto Insurance Work?

Estrella Insurance is an insurance broker. Your Estrella Insurance agent can help you pick the right insurer for your needs.

Some drivers want the cheapest possible auto insurance policy. They want a plan that lets them drive on the road as quickly as possible. Other drivers want a full coverage policy for added peace of mind and added protection. An agent can help you decide which policy is right for you.

Here is the step-by-step process for buying car insurance through Estrella Insurance:

Select Coverage:

Tell your Estrella Insurance agent about you, your vehicle, and any additional drivers. The agent will use this information to find customized insurance quotes.

Compare Rates:

Compare coverage and rates. See what discounts are available, and discuss the pros and cons of different policies with your agent.

Choose Policy:

Finally, choose your policy and start saving today with Estrella Insurance.

The goal of Estrella Insurance is to help customers save time and money when shopping for car insurance. The Estrella Insurance agent wants to help you find the best option based on your unique needs.

If you are overwhelmed by the insurance comparison process, or if you want expert assistance throughout the process, then Estrella Insurance may be the right choice for you. 

Estrella ranks its auto insurance based on three main types of coverage:

Property Coverage:

Covers damage to or theft of your vehicle. Property coverage includes collision coverage and comprehensive coverage.

Liability Coverage:

Most states require drivers to carry a certain minimum amount of property damage and bodily injury liability coverage. Your Estrella Insurance policy can cover your legal responsibility to others for bodily injuries and damage.

Medical Coverage:

Estrella Insurance provides medical coverage for treating your injuries after an accident, regardless of fault. This can also cover lost wages and funeral expenses, among other costs. Some states require personal injury protection coverage, while others do not.

What Makes Estrella Insurance Different From Others?

Drivers have plenty of options for car insurance. Why choose a broker like Estrella Insurance? What makes Estrella Insurance unique? Here are some of the advantages advertised by the company:

Save Time and Money:

Estrella Insurance aims to save you time and money. Instead of spending hours comparing plans and shopping for car insurance, you can rely on the expertise of a professional agent. Like other brokers, Estrella Insurance can get lower rates through insurance companies than you could get on your own.

Personal Service from Professional Agents:

Many drivers prefer working with a locally-based agent for their insurance needs.

If you like a personalized approach to car insurance instead of dealing with a faceless nationwide company, then you may want to contact an Estrella Insurance agent in your area.

Well-Known Among Communities:

Estrella Insurance emphasizes the value of community when comparing insurance. The company wants to be the insurance broker you recommend to family and friends.

Immigration Services:

Estrella Insurance also offers immigration services through its Estrella Immigration division. The company provides free consultations to help answer your immigration questions.

Defense of Tickets:

Estrella Insurance also offers ticket defense, helping you defend against traffic tickets and remove traffic tickets from your record.

Estrella Insurance Discounts

Estrella Insurance discounts vary between insurers. Estrella Insurance works with 30 plus insurers, and each insurer offers unique discounts.

Your Estrella Insurance agent can help you pick the best insurance company based on the discounts available. Some benefit from choosing an insurer with a good student discount, for example, while others can save hundreds with bundling discounts.

Some of the discounts available through Estrella Insurance and its network of insurers include:

Bundling Discounts:

Bundle one or more insurance policies, i.e. home and auto, together to save money.

Safe Driving Discount:

If you have three or more years of safe driving history with no at-fault accidents, speeding tickets, or other incidents, then you may qualify for a safe driving discount.

Multi-Vehicle Discount:

Drivers who need to insure multiple vehicles could qualify for a multi-vehicle discount.

Student Discounts:

Some of Estrella’s Insurance’s partners provide good student discounts. If you are a full-time student under age 25 with strong grades in school, then you could qualify for a good student discount.

Estrella Insurance Reviews

Estrella Insurance has average reviews online. Many customers enjoy the personalized approach of a locally-based Estrella Insurance agent.

However, others have had poor experiences with their agents or the local Estrella Insurance office. Your experience depends heavily on your local agent or office.

The insurance review website WalletHub has an average rating of 3.1 stars out of 5 for Estrella Insurance based on 270 plus reviews from across the internet. Other review websites are more supportive, with ratings as high as 4.9 stars out of 5 on many Google listings.

Estrella Insurance is also not rated by the Better Business Bureau.

Conclusion

Estrella Insurance is a Miami-based insurance broker offering auto, home, and business insurance to policyholders across the United States. The company has a particularly strong presence in Florida, Texas, and California, although they continue to expand across the country.

Estrella Insurance Franchise Review (2022)

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