Government of Pakistan
Cabinet Secretariat
Poverty Alleviation and Social Safety Division
Pakistan Poverty Alleviation Fund (PPAF)
Interest Free Loan Programme
An Integral Component of National Poverty Graduation Initiative (NPGI)
Process of Loan Application
The interest Free Loan Programme is being implemented through 22 Partner Organizations (POs) of Pakistan Poverty Alleviation ( PPAF ) in rural areas and Akhuwat branch offices in cities & towns through loan centers in 100 districts across the country. The information for districts, loan centers, names of
implementing Partner Organizations (POs) and eligibility criteria for potential borrowers is provided at;
www.ppaf.org.pk/NPGI.html
Application Process
• Request at loan center (written or oral)
Verification of Poverty Score Card
• Registration as a potential borrower
• Issuing of application form and business plan form
• Submission of complete documents by the applicant
Also Read :Meezan Bank Home Loan Calculator – Meezan Bank Loan
Process of Loan Application
Preparation of Business Plan
• Collect basic information about the business which is being initiated
• Reasons for business
• Targets of production and sale
• Marketing strategy
• Business expenses
• Cost estimation for the proposed business
• Financial resources
Estimation of Profit
Beneficiary Appraisal Process
• Social Appraisal
• Economic Appraisal
Approval Process for Loan
• Review by Loan Center
• Recommendation by Loan Center
Submission of recommended cases to PO head office
Also Read : Part Time Business | Meezan Bachat Account | Meezan Bank Loan
- Disbursement to Beneficiary
• Approval of recommended cases
• Issuance of order cheques carrying names and CNIC of the borrowers or issuance of PIN number against electronic transfer that is verified be bank through original CNIC
• Disbursement at Loan Center
For more information on the Interest Free Loan Programme contact here
Mr. Farid Sabir
General Manager
Interest Free Loan Programme
0300-5016963
Mr. Shafqat Aziz
Communications & Media Officer
0300-5016957
Find Address of Your Nearest Loan Center and Phone Number of Concerned Focal Person Click Here