Digital Loan in Pakistan|Finja Loan

 Digital Loan in Pakistan – Finja Loan

Digital Loan in Pakistan Finja Loan You’re 2 mintutes away!
From getting a Professional line of credit upto
Rs 10,000
Ek dafa form fill karain, aur hasil karain!
Please Read Carefully. FINCA Microfinance Bank Ltd. helps you achieve your dreams with multiple loan products coupled with the best interest rates, easy repayment options, seamless loan processing and quick turnaround time for acquiring loans.

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Digital Loan In Pakistan
Digital Loan In Pakistan

Niswan Karza
FINCA Light Commercial Car Loan
Kashtkar Karza
Sunheri Karza
House Loan
Motorcycle Loan

Niswan Karza

A successful woman is the one who can build a firm foundation. Niswan Karza helps women build that foundation with a loan for their business needs.

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FINCA Light Commercial Car Loan

FINCA Light Commercial Vehicle Loan / Lease facility caters to the needs of business individuals involved in the transportation business or requires commercial vehicles to support their business activities.

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Take your business to new heights with Karobari Karza that gives you a chance to fulfil your working capital / capital expenditure requirements for your business.

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Kashtkar Karza

Kashtkar Karza gives farmers the opportunity to expand their farming business. Repayment of this loan is synced with crop cycles to provide ease.

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A loan facility that is designed to meet the ever growing financial needs of the livestock sector to increase productivity and fulfill capital requirements.

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Instead of selling your gold to finance or expand your business, you can now provide gold as a security collateral against the loan while still keeping ownership of your gold.

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House Loan

House Loan is a medium to long term loan facility. The product is designed for renovation, improvement, extension, restoration and enhancement of customer’s existing housing unit.

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Also Read :Bank of Punjab | BOP | Islamic Banking | LDC City Naya Pakistan Apartments | Naya Pakistan | LDC | Loan | Naya Pakistan Housing Scheme


Motorcycle Loan is funded secured short to medium-term loan facility classified as business / conveyance loan and is designed to finance motorcycle (s) of reputed brand (s). The loan is payable in equal monthly installments. This facility will be extended for Business transportation needs of businessperson/ self-employed professionals & carriage needs of Milkman (Livestock dairy customers).

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Muaziz sarif, aap say guzarish ki jaati hai ke professional line of credit hasil krnay say pehele form bhartey waqt apnay mahana akhrajaat kee maalumat jitna ho sakay darust andaaz main darj karien. Information ghalat ya incomplete honay ki surat main humara system app k liye behtreen raqam kee nishaan deh nai kr paye ga. Jitna app apnay akhrajat ki information dalein gey, utna he hum appki madad kar sakein gey.

Also Check: Dubai Islamic Personal Finance Loan 

Please note that a device-locking app named PayJoy will be installed on your device as a security measure and your device will be remotely locked if you miss your monthly payments. Once the missed installments are paid, the device will be unlocked and can be used again as normal.

This service is currently available for users in Lahore only. Terms and Conditions Apply 

Terms & Conditions

For tenures up to 3 months FLS is offering Digital Loan in Pakistan Finja Credit Line (FCL) for salaried individuals with the following Terms & Conditions:

Salaried individuals with minimum salary of PKR 30,000 credited in a bank and having at least 6 months of employment tenure with their current employer.

Also Check: Barwaqt Emergency Loan in Pakistan

Resident of Lahore

Annual Processing Fee of PKR 1,160
Up front charges of 4%, 8%, 12% for up to 1, 2 & 3 months respectively, with 30% DBR (on approved/ requested amount)
4% LPC (Late Payment Charges) at outstanding after due date
Equal Easy Monthly installments
Supporting documents: Last Month Salary Slip, 3 Months Bank Statement, Valid CNIC, Copy of Utility Bill

The easiest way to access digital credit to meet your business goals
Unlock the true potential of your business by smoothing out your cash flows. Don’t worry if you have a need today but the cash is coming in after few days or few weeks.
Stop waiting to make that payment or purchase, make it now with Digital Loan in Pakistan Finjas exclusive credit solution for SMEs. Finja believes in promoting capital towards business growth with minimal rates and flexible variables.
Whether you are expanding your business, investing in marketing or advertising or managing cash flow, it is hard to grow without the right kind of financing

Also Read :State Bank of Pakistan SME Loan – State Bank of Pakistan Loan Scheme

Who is this for

Digital Loan in Pakistan Finja is offering an exclusive credit line catered to salaried individuals in Lahore as a medium to reduce financial stress and burden. We want you to have the freedom to spend money whenever and wherever you want without having to check your account’s balance!

Finja Invest is Digital Loan in Pakistan’s first P2P lending platform, licensed and regulated under the sandbox by the Securities and Exchange Commission of Pakistan (SECP). Finja Invest connects the investors to the SMEs (Karyana stores) in need of finances and in return offers short-term loans to the Karyana Stores and a promising return on investment to the lenders.


Applicant must be a resident of Lahore
Applicants must have a salary above PKR 30,000 and should receive salary in a bank account.
Applicants must fill out the Finja credit line form by providing all required information truthfully.
No history of fraudulent activity (Should not be in Finja’s grey list)
Credit limit is generally at 30% DBR of an individual’s monthly salary.

Also Check: Apna Ghar Loan Scheme

Digital Loan in Pakistan Finja credit line is offered with the minimum credit limit of PKR 10,000 to a maximum credit limit of PKR 100,000.
Finja charges an upfront service of 3.5% – 4% and PKR 1,000 processing fee.
What documents are required?
Salary slips
Bank statements
Utility Bills

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Digital Loan in Pakistan
Apply for instant loans from Digital Loan in Pakistan Finja partner institutions
Make payments to friends and family anytime, anywhere
Add money to your wallet by simply submitting a request for Cash-In at doorstep
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Pay your Utility bills and Recharge your network within few clicks
Save your recipients in Quick Pay for performing future transactions in less clicks
Make QR payments with the built in QR scanner
Shop online from hundreds of merchants
Remotely manage work chores like:
An employee can apply for leaves
An employee can extract salary slips
An HR/Line Manager can approve leaves
An HR/Line Manager can view employee’s attendance
An HR can approve expenses
An HR can process salaries
Set a secure Login PIN or simply add bio metric authentication

Download now and sign up using your mobile phone number and CNIC!

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