Amtex Auto Insurance Review

Learn the pros and cons of buying car insurance through Amtex Auto Insurance.

You may be familiar with Amtex Auto Insurance if you are a Texas resident. This insurance agency offers free online quotes and local agents. It also has a decent selection of coverage and add-on policy options. But is it right for you?

We recently reviewed the top auto insurance companies to help readers make informed decisions about auto policies. This was based on financial strength, coverage, availability, and costs. Continue reading to learn how Texas car insurance from Amtex compares to buying coverage directly through an insurance company.

To get started, use our quote comparison tool. To get personalized, free quotes, you can call our team at (844) 2246-8209, seven days a week.

Amtex Auto Insurance

Amtex Auto Insurance Overview

Amtex Auto Insurance, a Houston-based agency, sells auto, commercial, renters, home, motorcycle, and Mexico insurance products throughout Texas. This bilingual company has been in operation since 2003. It represents more than 12 insurance companies in the area, including Acacia Insurance Group and Bristol West Insurance Group. Progressive and United Automobile Insurance Company are also represented.

Amtex Auto Insurance Policy

You should be familiar with all the types of Amtex Auto Insurance coverages that are available to you if you intend to buy a policy. You can avoid any surprises later by knowing what each coverage type includes, as well as the limits and exclusions.

Amtex Auto Insurance offers the following basic auto insurance coverage to its clients:

  • Auto insurance with liability
  • Collision coverage
  • Comprehensive car insurance
  • Uninsured motorist coverage
  • Personal injury protection (PIP).

Additional Options for Your Amtex Auto Insurance Policy

Amtex Auto Insurance offers the following additional options for car insurance:

Roadside assistance:

Offers $100 protection on the road for certain services such as towing, gas delivery, or a breakdown.

Rental car reimbursement:

This covers the cost of renting your car for up to $25 per day, for 30 days, while your vehicle is being fixed.

Mexico insurance:

Protects you from driving in Mexico, up to a certain limit.

Property damage coverage:

Covers damages to the property of the victim if you are responsible for an accident.

Amtex Insurance Discounts and Costs

Amtex car insurance rates can be customized just like any other provider. Insurance companies base your rates on a variety of factors, including your vehicle and you.

These are some factors that could affect Amtex’s auto insurance rates.

Options for coverage:

While you can live with the minimum coverage required by the state, adding coverage can help protect you from financial ruin. Additional coverage can increase your premiums but will come at a significant cost.

Increase your coverage amount:

While it can help you save money, it will also increase your rates.

Driving record:

A recent at-fault incident or moving violation can increase your car insurance rates.


Senior drivers and younger drivers pay more for car insurance than those who are middle-aged. The highest rates are for teens.

Your ZIP code can affect your rate. Car insurance will cost more to drivers living in big cities such as Houston, Dallas, and Austin than it will for those who live in rural areas.

Credit history:

Car insurance rates will be higher for drivers with bad credit than those with good credit.

Car Insurance Averages for Drivers from Different Profiles

To find out the cost of an Amtex policy, you must contact an Amtex agent to request a quote. Here are some rate samples from top Texas providers for drivers with different profiles.

Car Insurance Estimates For Good Drivers

Car Insurance CompanyAnnual Rate Estimate
Texas Farm Bureau$1,006
State Farm$1,289
Farmers Insurance$1,400

Car Insurance Estimates For Drivers With Poor Credit

Car Insurance CompanyAnnual Rate Estimate
Texas Farm Bureau$1,846
Farmers Insurance$1,894
State Farm$2,183

Car Insurance Estimates For Young Drivers

Car Insurance CompanyAnnual Rate Estimate
Texas Farm Bureau$1,604
State Farm$1,719
Farmers Insurance$2,055

Amtex auto insurance, like other providers, will use multiple variables to calculate your premiums. Compare car insurance quotes from different providers to ensure the best rates.

Amtex Auto Insurance

Amtex Auto Insurance Reviews

We first reached out to the Better Business Bureau (BBB) for information about Amtex Auto Insurance customer satisfaction. Although Amtex Auto Insurance is no longer accredited by the organization, it still has an A- Rating. Only one customer review has been submitted with a low rating, of just one star out of five.

In the last three years, there were three complaints filed with the BBB over billing and refund problems. One of these was closed within the last twelve months.

Amtex Auto Insurance has a claims page that provides direct links to claim forms and websites for the various insurers it represents. If customers need further assistance, they can contact the Amtex claims team.

You will find dozens of mixed reviews on the Amtex website.

Amtex Technology And Apps

Amtex has a variety of auto insurance carriers and the technology available to you may vary depending on your policy. Progressive, for example, offers several mobile apps and usage-based options.

All Amtex partner insurers offer the option of paying your policy premium online.

Our Take on Amtex Auto Insurance

Amtex Auto Insurance works as a regional insurance agency, not an insurance company. There are pros and cons to purchasing auto insurance through this firm. Amtex can help you find the best rates on your coverage by representing multiple regional car insurance companies.

Amtex independent agents tend to be local to the area so you might also have the benefit of working with someone familiar with the area. The agency is independent of any insurance company, so it can offer multiple plans or policy recommendations.

These services are not free. For the convenience and ease they offer, the agency will charge an additional fee to your insurance premium. We also found that customer reviews might indicate that the level of service may vary depending on where you live.

Amtex is a representative of many insurance companies. It is important to assess the underwriter that you choose for your policy and ensure it has the financial ability to meet its obligations.

Local agentsService fee
Low rates for minimum coverageInconsistent customer service
Online quotes and paymentsNo mobile app
High BBB rating and accreditation 

We recommend that you read our review of the top car insurance providers in the market to help you explore other options. You can be sure that your insurance policy will provide solid coverage and a fair price when you purchase it directly from a national provider such as State Farm or Geico.

To get quotes from multiple providers, fill out the form below.

Wibe Auto Insurance

Recommendations for Car Insurance Providers

We like Amtex Auto Insurance. However, it is a smart idea to get quotes from multiple insurance companies. The following companies have been rated 4.6 stars out of 5.0 stars.

Geico Insurance: Best Overall

Geico is a well-known insurance company, which we rated as “Best Overall” in the Geico review. Geico is known for its wide range of coverage options, financial strength, generous discounts, and excellent customer service. Geico is accessible nationwide and offers affordable rates. There’s also a simple claims process. We find Geico to be reliable for most drivers.

State Farm Insurance is Best for Students

State Farm was voted Best for Students by us. The insurer has been praised for its financial strength, customer support, and affordability. Our State Farm insurance review revealed that in addition to standard coverages and add-ons, the company offers additionals such as rideshare coverage and trip interruption coverage. This could help tip the balance for many customers.


Our expert review team gathers data from many auto insurance providers to create rankings of the top insurers. Each company receives a score from each category, along with an overall weighted score of 5.0 stars.

Industry standing:

The highest scorers in this category are those who have strong financial ratings and follow customer-first business practices.


We take into account both availability by state and exclusions for certain groups of drivers.


This rating takes into account the types of insurance that are available, maximum coverage limits, and add-on policies.

Cost and discounts:

We review sample quotes from a range of drivers across every state. The best scores are given to companies with lower rates and more car insurance discounts.

Customer Service:

We review customer feedback and reviews from J.D. Power.


Car insurers that offer mobile apps, advanced online services, and telematics will be more likely to satisfy consumer needs.

FAQs – Amtex Auto Insurance

What is auto insurance?

Auto insurance is a contract between an individual and an insurance company that provides financial protection against financial loss resulting from accidents, theft, or other covered incidents involving a vehicle.

What types of coverage does auto insurance typically include?

Auto insurance may include liability coverage (for injuries and property damage to others), collision coverage (for damage to the insured vehicle), comprehensive coverage (for non-collision events like theft or natural disasters), and other optional coverages.

How can I get a quote from Amtex Auto Insurance?

To get a quote from Amtex Auto Insurance, visit their official website or contact their customer service. Most insurance companies offer online quote tools or provide quotes over the phone.

What factors influence auto insurance premiums?

Premiums are influenced by factors such as the driver’s age, driving history, type of vehicle, location, coverage options, and sometimes credit history. Safe drivers with a good record often receive lower premiums.

How can I file a claim with Amtex Auto Insurance?

If you need to file a claim, contact Amtex Auto Insurance through their claims department. They will guide you through the process and provide the necessary forms and information.

Can I manage my Amtex Auto Insurance policy online?

Many insurance companies, including Amtex Auto Insurance if applicable, provide online portals where policyholders can manage their policies, make payments, and access important documents.

Are there discounts available for Amtex Auto Insurance policies?

Insurance companies often offer various discounts. Check with Amtex Auto Insurance to inquire about available discounts, which may include safe driver discounts, multi-policy discounts, or discounts for certain safety features on your vehicle.

How often should I review and update my auto insurance policy?

It is recommended to review your auto insurance policy annually or whenever there are significant changes in your life, such as buying a new car, moving to a new location, or changes in your driving habits.

What is the customer service contact information for Amtex Auto Insurance?

Contact information for Amtex Auto Insurance’s customer service can usually be found on their official website or policy documents.

Does Amtex Auto Insurance offer coverage for rental cars or additional drivers?

Specific coverages can vary, but many insurance companies, including Amtex Auto Insurance, offer options for rental car coverage and additional driver coverage. Check your policy or contact customer service for details.

Always verify information directly with the insurance company, as policies and offerings may change over time.

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